I love saving money but to be honest it has taken us some time to get here. Many years ago we started to get our finances in order since we were in debt, but since then we discovered many great ways to save and getting things free, so our debt became a blessing in disguise sort of speak.
Finding ways to pay off our debt has opened doors we didn’t know about like getting things free to travel. Today I want to share that saving a little each week can truly add up to big savings, in fact just saving less than $400 a month can help you reach $5000 in a year.
I realized we all have different goals, needs and a budget for that reason I want to include 3 different options (printables). These can work best to fit your goals. Dave Ramsey’s first Baby step was to set aside an emergency fund of $1000, this printable can help you get there too.
Option 1 – 1st Challenge
For this challenge, you will need to save $385 every 4 weeks which will help you reach $5000 during the 52 weeks.
Free Printable $5000 Challenge Here
I know it seems kind of hard to save some money a week especially if you are trying to make ends meet, I will include some tips on how you can earn a few dollars per week with some side hustle or how you can cut back to help you reach your goal.
Option 2 – 2nd Challenge
For this challenge, you will need to save $193 every 4 weeks which will help you reach $2500 during the 52 weeks.
Free Printable $2500 Challenge Here
Option 3 – 3rd Challenge
For this challenge, you will need to save $77 every 4 weeks which will help you reach $1000 during the 52 weeks.
Free Printable $1000 Challenge Here
Here are other tips that can help you earn more cash to reach your challenge a lot sooner.
7 Mystery Shopper jobs that can help you get from $50 up to $200 a month depending on the task you take each week
or How Couponing helped me get out of debt – this was a great turned around for us helping us save over $12k a year
Or ways you can cut back to help you pay off your debt – it cant be challenging hearing the word cut back but some are pretty easy to follow and yet the savings will be so rewarding.
Cash Back offers through 5 apps
If you are new to cashback offers here are 5 you can start earning as you shop in places like CVS. If you use my link we both will receive an incentive that will help you get started with a better amount..
Fetch Rewards – Another way to save, there is a new app (similar to Ibotta) You can begin by using my referral code A8CVB and you’ll get 1500 points (like $1.50 in rewards!) when you scan your first rebate!